PayItonline woos triallists

The Wellington company which claims to have facilitated New Zealand's first internet credit card transaction, Net Logic, has produced an online payment system, PayItOnline.

The Wellington company which claims to have facilitated New Zealand's first internet credit card transaction, Net Logic, has produced an online payment system, PayItOnline.

The system is aimed at small companies and organisations that may not even have their own websites.

PayItOnline is part of Net Logic's Banqonit system, which has operated for three years and now claims 60 customers across New Zealand, including Wellington International Airport, Terralink and Statistics New Zealand.

The new system is also being trialled by some Banqonit clients, including Karori Normal Teaching School, Lernova and the Up.co.nz website hosting company.

PayItOnline is browser-based. Users make payments online by entering www.PayItOnline.co.nz and selecting a merchant's name. The customer then enters the requested details in the appropriate boxes. Some suppliers will also provide a link to complete account details.

A secure link, using Secure Socket Layer (SSL) and 128-bit encryption, then deposits money into the merchant's account.

Banqonit billed as a "payment gateway", is more sophisticated as it integrates with company websites or is used by merchants as a terminal entry screen to the credit card clearance system in New Zealand.

Stacey Day, business support administrator at Terralink, says Banqonit is easy to use.

"All you have to do is put in the name, the card number and it tells you at the bottom if it is accepted or not," she says.

Gary Craig, commercial manager of Wellington International Airport, says the system works well.

"I haven't heard any complaints about it," he says.

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